WELLNESS

You heard it all before exercising regularly, eating well, and trying to live stress-free. While it sounds good in theory, it’s not always the easiest thing to do. In between work and family commitments, not to mention just trying to navigate life, you might not be living as healthy as you’d like. When you filled in your health insurance scheme paperwork, you might have done a medical to see how healthy you are before your scheme could quote you how much it would cost. You should think about this whenever you have to pay for your health insurance. The sicker you are, the more you will have to pay and that means looking after your health could really save you some cash - more than you know! However, even if you’ve been skipping the gym and eating one too many chips, it’s never too late to turn things around. Even men experience health conditions as they get older, have hormone imbalance symptoms they need to get checked, and other health issues that need to be looked at and kept on top of with a healthy lifestyle. Below are three reasons why it’s never too late to jump on the health bandwagon. It Can Help You Save Money The benefits of a healthier lifestyle don’t just simply make you healthier. It can also help you save a lot of money. Eating right, exercising regularly, and getting a good night’s sleep can mean fewer visits to the doctors. Even with insurance, the deductible can be rather high, especially if it’s for extra care. The only time you should ever have to see your doctor is for your annual physical to see if there’s anything lurking underneath the surface. But generally, being healthier can help you save on prescription medications and co-pays. Something else we should mention is how a healthy lifestyle can lower your life insurance premiums. If you have an active life insurance policy or you’re on the verge of getting one, showing the insurer that your health is in good condition can lead to lower premiums. Granted, it’s important to bear in mind that you never know what can happen in the future. You could potentially be diagnosed with a terminal illness and might not be able to cover the costs of treatment. In this case, you could look into acquiring a viatical settlement. Viatical settlements are where you can get a payout that’s higher than your policy’s cash surrender value. However, it’ll also be lower than the overall death benefit. There are guides online that better explain the concept of viatical settlements, so be sure to take your time researching. It Can Improve Your Mental Health Although your physical health is important, you should also always take care of yourself mentally. Stress is so common, yet can be so dangerous if left to fester over time. It’s often a catalyst for other mental health issues such as anxiety, depression, forgetfulness, sleeping problems, and even panic attacks. Things like going to bed early and exercising are ways to keep stress at bay. Exercising releases hormones known as endorphins and these are what ultimately counter the stress-inducing hormone called cortisol. Cortisol is actually considered to be healthy in small doses, but if too much is produced, it can cause a lot of issues. Moreover, there are other methods such as meditating, yoga, and participating in your favorite hobby. It Can Prevent Chronic Diseases The disease can appear when you least expect it, especially if you’re living as healthily as you can. Heart disease, obesity, and, in the worst-case scenario, cancer can occur due to a poor lifestyle. Contrary to what some might say, it’s not particularly difficult to live healthier. You don’t have to be as fit as a marathon runner or eat a strict diet. All you really need is to adopt healthier habits and incorporate them into your life.

WELLNESS

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